Life Insurance
At Benefits & Insurance Solutions we can help you gain peace of mind. Life insurance provides money for:
- Final expenses
- Paying off debt
- Paying bills and ongoing living expenses
- Protecting savings accounts
- Anticipating future financial needs such as children's education
Benefits & Insurance Solutions offers high-quality, competitively priced products that can be paired to your unique circumstances.
Long Term Care Insurance
With the rising cost of medical care, planning ahead by purchasing long term care insurance is necessary to:
- Protect your assets
- Reduce the burden placed on family and friends
- Prepare for life's future challenges
At Benefits & Insurance Solutions we can help you create a proactive strategy for your future healthcare.
Disability Insurance
Plan today for protecting your income. At Benefits & Insurance Solutions, we offer products to protect your ability to earn an income and obtain financial security.
According to a Life Happens survey, half of working Americans couldn’t make it a month before financial difficulties would set in and one in four would have problems immediately. 1 Don't let this happen to you.
1 The Disability Survey conducted by Kelton Research on behalf of Life Happens, April 2012
Employee Benefits
Benefits & Insurance Solutions works with all major carriers in creating employee benefit packages.
- Major Medical (self-insured & fully-funded)
- Health Savings & Flex Spending Accounts
- Ancillary Dental and Vision
- Short-Term & Long-Term Disability
- Accidental Death & Dismemberment
- Group Life
At Benefits & Insurance Solutions we will tailor-make plans designed to fulfill the needs of your employees within the guidelines unique to your organization.
Executive Benefits
Employers have the challenge of balancing their desire to offer quality and robust employee benefit packages to their workforce while maintaining their competitive edge, their profitability and compliance. Benefits & Insurance Solutions offers:
- Key Person Insurance
- Deferred Compensation
- Individual Disability Income Insurance
- Split Life Insurance
Business Continuation
A business continuation strategy is one of the best investments your company can make. Proper insurance coverage should be a critical component. Benefits & Insurance Solutions offers protection:
- Business Overhead Insurance
- Business Loan Protection
- Disability Buy-Out
- Buy-Sell Funding Arrangements
- Key Employee Insurance
